Every year, Dhanteras brings that familiar excitement — the glow of diyas, the sparkle of gold jewelry, and the hope that buying gold will invite prosperity into our lives. But this time, something feels different. Prices have jumped to record highs, and many people are quietly wondering, should I still buy gold, or just wait … Read more
EPFO Reforms 2025: If you’ve ever felt your EPF money was locked away until retirement, here’s some good news. The Employees’ Provident Fund Organisation (EPFO) has rolled out major reforms that make your hard-earned savings more accessible — while still protecting your retirement fund. In its latest meeting, the Central Board of Trustees (CBT) announced 100% EPF withdrawal eligibility, new minimum balance rules, … Read more
Imagine checking your bank balance this Diwali and finding an extra ₹50,000 credited to your account. Sounds too good to be true? Well, it’s real — and it could happen to you. This Diwali 2025, India’s top public sector banks — State Bank of India (SBI), Bank of Baroda (BOB), Punjab National Bank (PNB), and Bank … Read more
DA Update: The year 2025 is set to begin with a positive year for government employees, as the central government has once again announced good news. This time, the benefits for government employees are doubled. Both their salaries and Dearness Allowance (DA) are being increased, resulting in substantial payments in their accounts. This government decision … Read more
If you’re a pensioner in India, your monthly pension isn’t just money — it’s your well-earned comfort, your sense of independence. But here’s a question many retired citizens quietly worry about: “What if I don’t withdraw my pension for several months? Will the government stop it or take it back?” It’s a valid concern — especially … Read more
What if your retirement was a time to enjoy and not worry about money? Back in 2025, the EPFO is letting loose the biggest pension reforms under the EPS-95 scheme. The new features are not only going to be higher pension, but also easy access to pension through digital means, and protection against inflation – … Read more
The EPS-95 scheme has a sizable constituent of the Indian workforce who are being altar-bound in this case. To their dismay, the government has given permission for a significant increase in minimum pension, i.e. up to ₹7,500 along with Dearness Allowance (DA) for giving protection against inflation. The outstanding gesture of granting this effective from … Read more
DCB Bank FD interest rates 2025: What’s a better Diwali gift than guaranteed money growth?Just before Dhanteras, DCB Bank, a 104-year-old private sector bank, has announced new interest rates on its fixed deposits and savings accounts — and the numbers are impressive. If you’ve been looking for a safe, high-return investment option, this update could help you earn … Read more
EPFO new rule for EPS contribution: A Major Change in the EPFO System — What It Means for You If you’re a salaried employee contributing to the Employees’ Provident Fund (EPF), there’s an important update you shouldn’t ignore. The Employees’ Provident Fund Organisation (EPFO) has introduced a new rule under its upgraded Electronic Challan-cum-Return (ECR) system — and it could … Read more
This festive season has brought smiles to thousands of government employees and pensioners in Arunachal Pradesh. The state government, led by Chief Minister Pema Khandu, has announced a 3% hike in Dearness Allowance (DA) and Dearness Relief (DR), raising it from 55% to 58%, effective July 1, 2025. A Festive Gift for Government Employees This … Read more